Legal

Licensing & Disclosures

How FundFit operates, how we're paid, how we contact people, and the protections you have in commercial financing.

Effective May 1, 2026


1. FundFit is not a lender

FundFit does not make loans or issue credit. We help business owners prepare and submit financing requests to third-party lenders in our network. All approval decisions, rates, terms, and funding are determined solely by those lenders.

2. How we're compensated

FundFit is typically compensated by the lender or funder when a deal we refer is funded — not by you for advice or matching. Compensation does not change the terms a lender offers you. If any borrower-paid fee ever applies to your situation, it will be disclosed to you in writing before you agree to anything.

3. No guarantee of approval or terms

Pre-qualification is not an offer of credit. Any figures, ranges, or timelines shown on this site are typical examples, not promises. Actual availability, amounts, rates, and speed depend on the lender's underwriting of your specific business.

4. How we find and contact you

We market to businesses, not consumers.

FundFit offers business financing to businesses. We connect with business owners who contact us, respond to our ads, or publicly ask for funding help, and we follow up about their funding needs by phone, email, or message.

We do not buy or rent lead lists, and we do not use bots, scrapers, auto-dialers, or prerecorded voice messages. Our business-to-business outreach is conducted in line with applicable rules, including the FTC Telemarketing Sales Rule and the Telephone Consumer Protection Act (TCPA). You can opt out of any channel at any time. See our Communication Consent page for details.

5. Commercial financing — your protections

We support transparent, fairly-priced commercial financing and decline to push predatory products. Several states require lenders and brokers to provide standardized cost disclosures (including an annual percentage rate or its equivalent) before you sign a commercial financing agreement. Where these laws apply, the funding lender is responsible for providing the required disclosure form, and you should receive and review it before signing.

States with commercial financing disclosure requirements include (and are expanding beyond) California, New York, Utah, Virginia, and others. Requirements differ by state and by financing type.

6. California SB 362 notice

For commercial financing offers of $500,000 or less, California law (including SB 362, effective January 1, 2026) places limitations on how "rate" and "interest" may be presented and requires standardized disclosures. Where applicable, you are entitled to receive a compliant disclosure from the financing provider prior to consummation of the transaction. If you have questions about a disclosure you received, contact us and we will help you understand it.

7. Not legal, tax, or financial advice

Information on this site is general and educational. It is not legal, tax, accounting, or individualized financial advice. Consult your own professional advisors before making financing decisions.

8. Contact

FundFit · hello@fundfit.app. For privacy matters see our Privacy Policy; for SMS terms see our SMS Consent page.