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Working Capital
Fast, flexible money for cash-flow needs.
Amount
$10K – $5M
Speed
Typically 1–3 days
Term
6 months – 10 years
Collateral
Usually unsecured
A term loan you can use for almost anything — payroll, inventory, marketing, a slow month. The fastest, most flexible option in the network, which is why most owners start here.
How it works
You tell us what you need and we run one application across the lender network. Lenders look mostly at your recent bank statements and time in business, so approvals come back fast.
You get real offers with the cost spelled out — no factor-rate games. You pick one, sign, and funds typically hit in 1–3 business days.
Things to weigh
- •Faster and easier to qualify for than SBA, but the rate is higher (often 18–50% APR depending on your profile).
- •Best as a bridge. If your numbers support cheaper money, we'll tell you — and refinance you into it when the time is right.