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AR / Invoice Factoring
Get paid today on tomorrow's invoices.
Amount
$100K+
Speed
Typically 2–5 days
Term
Per invoice cycle
Collateral
Your receivables
For B2B businesses with slow-paying customers. You sell your outstanding invoices at a small discount and get most of the cash now instead of waiting 30–90 days.
How it works
You have invoices out to creditworthy customers but the cash is locked up for 30/60/90 days. A factor advances you the bulk of the invoice value immediately.
When your customer pays, you receive the remainder minus the factor's fee. Your customer's credit matters more than yours here.
Things to weigh
- •Generally requires $100K+ in receivables, so it fits a smaller subset of businesses.
- •Cost depends on customer credit and how long invoices take to pay — we'll run the real math with you before you commit.